Due to the nature of digital products, downloadable materials, online courses, subscriptions, and instant-access content, all sales are final unless otherwise stated.

Once access is granted or a digital product is delivered, we do not offer refunds, exchanges, or cancellations, except where required by applicable consumer protection laws.

Subscriptions

If you purchase a subscription, you may cancel future billing at any time through your account settings. Cancellation prevents future charges but does not refund past payments.

Consumer Rights

Nothing in this policy limits any mandatory rights you may have under local consumer protection laws, including rights under:

• Australian Consumer Law (ACL)

• UK Consumer Rights Act

• EU Consumer Rights Directive

• Canadian Consumer Protection legislation

Where a refund is legally required, it will be provided in accordance with applicable law.

If you experience technical issues accessing purchased content, please contact us at hello@smarternuthub.com and we will make reasonable efforts to resolve the issue.

Affiliate Products & Third-Party Offers:

Some content on this website may include affiliate links to third-party products or services. This means we may earn a commission if you choose to make a purchase through those links, at no additional cost to you.

We do not sell, process payments for, ship, or fulfill any third-party or affiliate products. As such, we are not responsible for:

• Payments, billing issues, or refunds

• Product quality, effectiveness, or safety

• Shipping delays or failures

• Customer service or warranty claims

All purchases made through affiliate links are governed by the terms, conditions, and refund policies of the third-party provider, not ours.

Any refund requests, disputes, or inquiries related to affiliate products must be directed solely to the third-party seller from whom the product was purchased.

We make no guarantees or representations regarding third-party products and disclaim all liability arising from their use to the fullest extent permitted by law.